As of this morning, there have been nearly 40,000 insurance claims filed due to damage from Hurricane Matthew. Those numbers will surely rise in the coming days as people continue to find damage to their property related to the storm that hit Florida a mere four days ago.
The Florida Office of Insurance Regulation released Matthew claims data on October 12. About 90% of the claims were for residential property damage. So far, there have been 1,800 flood claims reported by people with flood policies through the National Flood Insurance Program, and 28 claims for private flood insurance, which is coverage outside the government program.
Hurricane Matthew is slowly advancing up the coast, bringing with it winds in excess of 100 mph and the potential for incredibly powerful storm surge. As Floridians, we hang tough, but know when to get out of harm’s way and let emergency responders do their jobs.
To help you prepare and fall back, and then regroup/recover when it’s safe to return to your homes and places of business, we offer the following key preparedness and recovery links.
Keep this list handy. And please stay safe, everyone.
- Division of Consumer Services Hurricane Matthew Resources
- Tips and resources from BeReadyFlorida website
- Insurance Resources from the office of the Florida CFO
- Disaster preparedness and response links from the Florida Department of Elder Affairs (DOEA)
- Florida Dept. of Health preparedness and response resources
And here are some useful articles and how-to videos from the I.I.I.
Florida Governor Rick Scott issued an executive order yesterday putting the entire state on notice that ill winds are coming. The National Hurricane Center continues to update its advisories, and hurricane watches and warnings are in effect. A warning means take immediate action. This is not a drill.
The hurricane drill may be a distant memory for some. Here’s hoping those who had experience with the storms of 2004 and 2005 provide quick tutorials, and the lessons are put into practice. If you are in an evacuation zone and in an area where a hurricane warning has been issued, get on the road — while you still can. Don’t fight with the authorities over your right to stay. Don’t fight with the wind because it’s stronger than you. The (often) arduous journey of your flight to safety is a better tale to tell than a first-person account of the physical mess Matthew is expected to deliver.
Be safe. Be Ready, Florida.
The traffic signal turned yellow, I slowed to a stop. The light then turned red, and a few seconds later, two cars (not just one) in the lane to the left of me sped through. This is not only wrong, it is stupid. Yet, it happens all the time.
City planners wisely have had to bend to this risky behavior by delaying the green/go signals a few seconds to accommodate red-light runners. In many cities, drivers know that being too quick to move on a GREEN light is almost as dangerous as speeding through a red one.
No one should ever be in such a hurry. There are many factors the determine your auto insurance rates. Safe drivers pay less. They are the ones who obey traffic signals.
These are called “accidents,” but they don’t have to happen. Drivers know the rules and ignore them. The result? Florida has been experiencing a higher number of crashes and fatalities.
Make it stop.
Now, we know how mean Hermine was. It’s over, except for the cleanup and the lessons learned. Hopefully, residents in the northern parts of Florida learned renewed appreciation for the power of even a Category 1 hurricane. Winds of 75 miles an hour are nothing to disregard.
Tallahassee took a pounding. I bear witness. For more than four hours (seemed longer), the house took a beating, prompting a move to an interior room, away from the windows, in the wee hours of the morning. I heard one massive tree hit the ground with an impressive thud. The second tree must have been hit by lightning. I did not hear lightning last night, but thought a transformer blew since there was a huge flash of light, which burst bright against the darkened neighborhood. (Power went out two hours before the brunt of the storm arrived.)
We live in Florida; we know the drill. Yet, this might not be a drill but the real thing. At the time of this post (early afternoon on Thursday), the National Hurricane Center forecast had Tropical Storm Hermine extending her reach along our coastline. You can be glued to the TV watching weather reports – or you can be a person of action.