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Insurance 101

Shopping tips for property insurance
Shopping for Homeowners Insurance? Here's a checklist: The most important tip: Think rebuilding cost, not real estate value, when insuring your home. If your home is severely damaged or destroyed, it may cost more to rebuild it than its current sales price.

Five tips on how to save money on auto insurance
Everyone wants to save money these days, so review your auto insurance to see if it makes sense to cut costs. Read these tips, then carefully evaluate each one to determine which work for you.

How much homeowners insurance do I need?
A home is your greatest asset, but studies show most people are underinsured. Find out what questions you need to ask your insurance agent to get the right amount of coverage.
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Latest Research
Issues Updates

Understanding Deductibles
There are two types of deductibles for homeowners insurance in Florida - one for windstorms/hurricanes and one for all other types of losses. The minimum amount of the windstorm deductible is set by state law. Find out more here.
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Catastrophes Hidden in Everyday Risks
Exposure to catastrophic risk seems to be rising, creating unexpected losses in unforeseen places. This paper spotlights the growing complexity.
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Facts and Statistics Highlights

National Flood Insurance Program
In 2006, the average cost of a flood insurance policy was $474 for $190,849 of insurance coverage. How does the national flood program work and which areas of the country depend most on this important coverage? Find out here.
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Straight Talk
Insuring Florida Blog

Facts, details on private insurance growth
The trouble with facts is that there are too many of them, and then there’s the rest of the story. One of the facts relayed in Governor Crist’s veto letter on the property insurance bill (HB 1171) was that new property insurance writers have brought “a significant amount of new ...
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It?s Lightning Season, too
Summer is storm season, and our downpours are sensory overloads with the crackling of lightning and thunderous reverberations.  (I wrote that first sentence, then unplugged my computer to protect it from lightning – really!) Next week is National Lightning Safety Awareness Week – June 21-27.  FEMA calls lightning one of ...
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Helpful Tools & Tips


free software Know Your Stuff
Home Inventory

My Financial House
Personal Finance Software

Podcasts
Garage Doors: Keeping Wind Out

Trees and Insurance

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