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Lynne McChristian
Our blogger, Lynne McChristian, is the Florida representative for the Insurance Information Institute and is based in Tampa.
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About this Blog
No one can predict the future, but insurers have to try. That is the very nature of the insurance business -- to price and sell a product before the true cost of hurricanes, floods, wildfires and other types of claims are known. Private insurance companies must operate their businesses to have the money on hand – in advance – to pay anticipated claims. They can't go back and make up the difference if they get it wrong. This blog’s goal is to help Florida residents understand their insurance coverage, the issues and their choices. The more you know the better the insurance decisions you make.
Monthly Archives: May 2011
Florida property insurance bill explained: reinsurance costs
Gov. Scott signed the property insurance bill (SB 408) last week, and depending on what newspaper you read, the new law is either a “small reform” (according to the Wall Street Journal on May 21) or sweeping legislation (according to … Continue reading
Posted in Homeowners+Renters, Property insurance
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Some sinkhole loopholes to close with pending bill
Making changes in Florida’s property insurance market is an annual legislative event, with change ranging from tweaks to massive overhauls. This year was no exception, and brings benefits for consumers that you should know about. If SB 408 is signed … Continue reading
State of Florida too deeply into insurance biz?
Florida is deeply into the insurance business, and many people think we are in too deep. No other state has anything that comes close to the behemoth state-run insurance company called Citizens Property Insurance, which is a fitting name – … Continue reading
Posted in General
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