-
Lynne McChristian
Our blogger, Lynne McChristian, is the Florida representative for the Insurance Information Institute and is based in Tampa.
Biography Search the Straight Talk Blog
Categories
- Auto
- Auto Insurance Fraud
- Building Codes
- Business
- Citizens Property Insurance
- Disaster Assistance
- Fire
- Flood
- Florida Hurricane Catastrophe Fund
- General
- Homeowners+Renters
- Hurricane preparedness
- Hurricanes
- Insurance Institute for Business & Home Safety
- Insuring Florida
- Life Insurance
- Long-term care
- Mitigation
- Motorcycles
- Property insurance
- Property Insurance Fraud
- Rebuilding costs
- Replacement Cost Coverage
- Saving money on home insurance
- Sinkholes
- Social Host Liability
- Tornado
- Uninsured motorists
- Wildfires
Archives
- May 2012
- April 2012
- March 2012
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
- December 2010
- November 2010
- October 2010
- September 2010
- August 2010
- July 2010
- June 2010
- May 2010
- April 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- September 2009
- August 2009
- July 2009
- June 2009
- May 2009
- April 2009
- March 2009
- February 2009
- January 2009
- December 2008
- November 2008
About this Blog
No one can predict the future, but insurers have to try. That is the very nature of the insurance business -- to price and sell a product before the true cost of hurricanes, floods, wildfires and other types of claims are known. Private insurance companies must operate their businesses to have the money on hand – in advance – to pay anticipated claims. They can't go back and make up the difference if they get it wrong. This blog’s goal is to help Florida residents understand their insurance coverage, the issues and their choices. The more you know the better the insurance decisions you make.
Monthly Archives: February 2012
The value of understanding appraised value, market value & insurance value
If you matched your property’s insured value to today’s real estate value, you will be underinsured. If you matched your insured value to real estate value before the housing bubble burst, you would have been overinsured. Yes, it’s really that … Continue reading
Posted in Rebuilding costs, Replacement Cost Coverage
2 Comments
My mitigation education: lessons from a home inspection
Have you had a wind mitigation inspection? This is when a credentialed inspector comes to your home and looks at how it is constructed to assess its ability to stand up to hurricane-force winds. I had my home inspected just … Continue reading
Putting the brakes an auto insurance fraud
Florida made the national news last week over its growing problem of auto insurance fraud. CBS Evening News had a segment on scammers cashing in on car “accidents”, and it included an interview with a former scammer explaining how it … Continue reading
Posted in Auto Insurance Fraud
Leave a comment
Twitter
Facebook
Blog RSS