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Hundreds of people were thinking about bad weather this week at the National Hurricane Conference in Orlando. This annual event is a forum for education and training in hurricane preparedness.
Perhaps you (or someone you know) are among those Floridians who have had the experience of getting a letter from a property insurance company saying it would not be renewing your coverage. And, perhaps, your reaction was to shout something along the lines of, “I’ve been cancelled!” But that’s not what happened. You were not cancelled; your policy was not renewed, and there’s a big difference.
Every hurricane season is different, yet history shows some noteworthy trends. The South Florida Sun-Sentinel did an analysis of storms over the past 100 years and determined that Florida was hit most frequently (21 times) by Category 1 systems. But don’t ever dismiss a “weak hurricane” as a weakling.
Citizens Property Insurance has been dominating the news lately, albeit not in a particularly positive way, and it is true that Citizens dominates the homeowners insurance market as a single company with the most policyholders in Florida. But less than a quarter of homeowners have insurance from this state-run entity, and the three-quarters with private insurance should know how the majority rules.
Today is another one of those drop-dead-gorgeous Florida days. The sun is out, the air is fresh (low humidity!), and there is the clearest of blue skies. It’s way too hot for January, in my opinion, but that’s not a complaint at all. That makes today a perfect day to think about the imperfect ones.