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Coverage for rings and other bling

Somewhere in the parking lot of the Albertson’s on Dale Mabry Highway in Tampa was the small, dazzling red ruby that had gone missing from my ring. At least, I think that’s where it landed. I searched all over and came up empty handed, in more ways than one. Both the stone and setting had been knocked off, probably while I was juggling groceries, a broken tailgate on the station wagon and two young children. (This was a long time ago; those kids are adults and the grocery store is gone, so don’t go a-lookin’.)