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If you own a small business, there is a lot riding on you. And, if the business has a few key employees, they may be equally irreplaceable. Every one of you has prime value to operations, and losing one highly valued individual may cause a major setback. That’s why it’s part of a smart business strategy to make an investment in life insurance. Losses from the death of a key employee are insurable.
Life is like trying to find something in a cluttered closet; a jumbled mess in every corner. And yet, life is ours to enjoy if we know when to embrace its chaos and when to corral it to attend to those “annoying details” of organizing living for oneself, as well as for the benefit of others.
“I hope the Lord gives us longevity,” said my father as we talked about family, his aches and aging. Dad was already in his early 80s at the time, so that comment struck me in a very profound way. I had two thoughts: First, my dad does not think he is old yet, and that no matter how much time we have on earth, it may not be enough. Thankfully, longevity is a gift to me from both dad and mom, who are in their late 80s now. I am grateful for that plus other revelations, not the least of which is to know that to enjoy this day includes planning for tomorrow. Pops delivered that lesson to me as a teenager. He made me buy a life insurance policy.