Insurance 101

Five tips on how to save money on auto insurance
Everyone wants to save money these days, so review your auto insurance to see if it makes sense to cut costs. Read these tips, then carefully evaluate each one to determine which work for you.

How much homeowners insurance do I need?
A home is your greatest asset, but studies show most people are underinsured. Find out what questions you need to ask your insurance agent to get the right amount of coverage.
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Does my homeowners insurance cover flooding?
Because 25 percent of floods occur in areas not considered a flood zone, it's wise for everyone to give serious consideration to purchasing flood insurance.
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Latest Research
Issues Updates

Understanding Deductibles
There are two types of deductibles for homeowners insurance in Florida - one for windstorms/hurricanes and one for all other types of losses. The minimum amount of the windstorm deductible is set by state law. Find out more here.
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Catastrophes Hidden in Everyday Risks
Exposure to catastrophic risk seems to be rising, creating unexpected losses in unforeseen places. This paper spotlights the growing complexity.
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Facts and Statistics Highlights

National Flood Insurance Program
In 2006, the average cost of a flood insurance policy was $474 for $190,849 of insurance coverage. How does the national flood program work and which areas of the country depend most on this important coverage? Find out here.
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