Privacy Policy

Effective Date 07/24/2007

This document contains the privacy practices for the Insurance Information Institute Web site (the "Site"). The Site is owned and operated by the Insurance Information Institute. We at the Insurance Information Institute take your privacy seriously. The purpose of this Privacy Policy is to inform you about how and why we collect and use particular information and how your privacy is protected.

The Insurance Information Institute reserves the right to amend this Privacy Policy at any time and will notify you by changing the effective date at the top of this Policy. As used in this Privacy Policy, “we”, “our” and “us” means the Insurance Information Institute unless otherwise indicated.

INFORMATION COLLECTION

Contact Information:

If you choose to contact us, or if you request further information or periodic updates about the Insurance Information Institute, we will request your name, company name, email address and phone number to respond to your request, and to provide such information and updates.

Information Collected through Forms on the Site:

If you fill out a form that will generate and automatically send us an email through the Site, we will ask for your email address, and we may also ask for other information, including your name, company name, phone number and, in some cases, your city and state of residence. Such information may be used to contact you in response to your submission or to send you information and updates about the Insurance Information Institute and our services. If you wish to be removed at any time from our email update list, please send an email to info@iii.org with the word "remove" in the subject field.

Information Collected by Yahoo! Shopping:

If you make a payment to Insurance Information Institute using Yahoo! Shopping’s online payment system, Yahoo! Shopping may ask you to provide certain information which will be stored and processed by Yahoo! Shopping as necessary to complete your transaction and in accordance with Yahoo! Shopping's Privacy Policy. Information that you provide to Yahoo! Shopping will also be forwarded in a notification or report to the Insurance Information Institute. However, credit card numbers or checking account numbers provided to Yahoo! Shopping are not provided to the Insurance Information Institute. Any further questions about Yahoo! Shopping are best answered by the information on the Yahoo! Shopping Web site, and we urge you to review Yahoo! Shopping's Privacy Policy regarding collection and use of personal information by Yahoo! Shopping.

Site Usage Information:

We also collect aggregate tracking information derived mainly from tallying page views throughout the Site, enabling us to review your activity on the Site in anonymous or aggregated form. Our Web server automatically recognizes and collects the domain name and IP address of visitors to the Site. We may use ‘cookies’ to enhance your online experience with the Insurance Information Institute. A 'cookie' is a small file that your Web browser will place on your hard drive. It allows us to remember you and keep track of your preferences and passwords. Use of cookies allows us to deliver content specific to your interests and to save your password so you don't have to re-enter it each time you visit our site. You can, of course, set your browser to reject cookies—but keep in mind that this may affect the experience you have on the Site.]

PROTECTION OF INFORMATION

We make reasonable efforts to protect personal information received from Site users against unauthorized use or disclosure.

USE OF INFORMATION

Email addresses and other information provided by users of the Site will be used to respond to your requests and to provide requested information and updates about the Insurance Information Institute and its services. If you wish to be removed at any time from our email update list, please send an email to info@iii.org with the word "remove" in the subject field. Site-tracking and usage information we collect is used to improve the Site and the Insurance Information Institute services.

DISCLOSURE OF INFORMATION

Sharing with Affiliated Organizations and Vendors:

Organizations other than the Insurance Information Institute may be engaged by the Insurance Information Institute to perform a variety of functions, including providing technical and hosting services for the Site. These organizations may have access to information you provide if necessary to perform such functions; however, they may only use such personal information for the purpose of performing that function and may not use it for any other purpose.

Sharing with Third Parties:

We may disclose user personal information provided on the Site as reasonably necessary to respond to or implement the user's request. Other than as provided above, we do not disclose user personal information provided on the Site to third parties unless we reasonably believe that the law requires it, that disclosure is necessary to protect our rights, the rights of another user or person, or to prevent harm. We reserve the right to disclose any personal information as reasonably necessary, in our judgment, to protect the Insurance Information Institute or its assets or to comply with law or with appropriate requests or directions made by law enforcement, government agencies or any court.

THE SITE CONTAINS LINKS TO FACILITATE USER ACCESS TO EXTERNAL OR THIRD-PARTY SITES, NONE OF WHICH ARE CONTROLLED OR OFFERED BY THE INSURANCE INFORMATION INSTITUTE. THEREFORE, THIRD PARTY SITES LINKED FROM THIS SITE ARE NOT SUBJECT TO THIS PRIVACY POLICY. YOU ARE RESPONSIBLE FOR REVIEWING THE PRIVACY POLICIES OF ANY LINKED THIRD-PARTY SITES TO DETERMINE HOW YOUR PERSONAL INFORMATION WILL BE COLLECTED, UTILIZED, AND PROTECTED BY SUCH THIRD-PARTY SITES. THE INSURANCE INFORMATION INSTITUTE IS NOT RESPONSIBLE FOR ANY CONTENT, FEATURES, OR ACTIVITIES OF ANY LINKED THIRD PARTY SITES (INCLUDING THEIR PRIVACY PRACTICES), AND THE INSURANCE INFORMATION INSTITUTE DISCLAIMS ANY AND ALL RESPONSIBILITY AND/OR LIABILITY FOR THE CONTENTS, FEATURES, AND ACTIVITES, AND THE COLLECTION AND USE OF PERSONAL INFORMATION BY SUCH LINKED THIRD-PARTY SITES.

MODIFICATIONS TO THE PRIVACY POLICY

We will notify users of the Site of modifications to our Privacy Policy by changing the effective date at the top of this policy. If we make a change that we reasonably believe may materially affect how we collect, disclose or otherwise share your personal information, we will post a separate notice to that effect on our home page with a link to the revised policy.

Contact the Insurance Information Institute:

If you have any questions about our Privacy Policy, the practices of this Site, or your dealings with the Site, you can contact us at: info@iii.org or by writing to us at the address below. We are always glad to hear from you.

Insurance Information Institute
110 William Street
New York, NY 10038